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Auto Loan Quote allows consumers to compare multiple auto finance quotes with a single click. Provide information about yourself and the type of loan you're looking for, and we'll find the lowest loan rates from top nationwide lenders and local car dealerships. Complete our fast, free and secure form and you'll receive your first quotes within 24 hours. This is a free service and there is absolutely no obligation.
We specialize in finding the lowest car loan rates for car buyers with good credit, bad credit, no credit and bankruptcies—get low rates and low montly payments.
| How it works: |
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Complete our application form—it's quick, free, and there's no obligation. |
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You'll receive multiple quotes from nationwide lenders and local car dealers |
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Buy a new or used car and walk away knowing you got a great deal on your auto loan |
| Did you know? |
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We can help you save money on your car loan, regardless of your credit score or credit history |
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Get approved quickly for financing on any make or model vehicle, new or used |
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We partner with lenders who specialize in helping buyers with poor credit |
| Testimonials |
| I thought my ugly credit score would prevent me from buying the car I wanted. I completed one application with Auto Loan Quote and instantly received quotes with rates much lower than I had expected. I never thought I would be in a position to compare quotes and weigh my options. |
| J. Dawson, California |
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| Frequently Asked Questions |
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Are there any fees associated with this auto loan application?
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No! This is an absolutely free service and there is no obligation. Instantly compare multiple car loan quotes for free. |
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Is my information confidential? |
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We use a safe and secure process and strictly adhere to the guidelines set forth in our privacy policy. |
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What is required to qualify for an auto loan? |
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You must be at least 18 years old, have a social security number and provide residence and employment information. All credit types welcome - the good, the bad, and the ugly. |
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How does this process work? |
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- Complete this safe and secure form - it's free!
- Receive low auto finance quotes from nationwide lenders and local car dealerships
- Compare finance rates and loan options before choosing the best car loan
- Buy a new or used vehicle from a car dealership or private party
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Can I get approved for auto financing if I have bad credit? |
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In almost all cases, the answer is yes. Our auto finance lenders specialize in providing loans to buyers with bad credit, and they will work with you to get you approved. |
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Will I hurt my credit score by applying with multiple lenders for a loan? |
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FICO recognizes auto finance inquiries and de-dupes multiple inquiries made within a 14 day period. Multiple lenders can run your credit, but only one inquiry in a 14 day period will be factored into your credit score. Comparing multiple lenders has the same credit score impact as receiving a quote from a single lender. |
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What kind of vehicles can I buy through this service? |
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Our nationwide network of lenders and car dealers allows you to get an auto loan for nearly any make or model vehicle, whether it is new or used. |
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How much income do I need to qualify for an auto loan? |
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Each lender has a different policy, but many lenders will not approve an applicant with an income less than $1,500 per month. |
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How much will my monthly payment be for an auto loan? |
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Your monthly payment will depend on factors such as your auto loan amount, your down payment, your finance rate, and the length of the loan. |
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Do I need a down-payment to qualify for an auto loan? |
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Most car buyers do not need to provide a down payment to qualify for a car loan, although some auto finance lenders require it. |
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What interest rate will I qualify for? |
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Interest rates are based on a variety of factors, and you will receive auto loan quotes with finance rates once you complete this form. Your credit history and the amount of your down payment are just a couple of the factors involved in determining your finance rates. |
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Can I qualify for a car loan if I have a previous bankruptcy? |
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We work with lenders who specialize in discharged chapter 7 and open chapter 13 bankruptcies. We're able to find financing for buyers with all credit types, including car buyers with past bankruptcies. |
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What if I'm self employed? |
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Generally speaking, being self employed will not prevent you from being approved for a car loan. Your income amount is more important than your employer's name. |
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What if I just started a new job? |
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Car loan lenders look at a variety of factors when evaluating your credit, and employment history is only one of the criteria. Most lenders will offer financing even if you just started a new job. |
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Can I trade-in my current vehicle? |
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Yes! Trade-ins are welcome, regardless of your vehicle's value. Whether you are still making payments, or your vehicle is paid off, we can help. |
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What if I have a previous vehicle repossession? |
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We work with lenders who specialize in offering loans to buyers with poor credit. We've been able to find financing for consumers with repossessions and bankruptcies on their record. |
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What if I've never bought a car before? |
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Everyone has to start somewhere, and our lenders offer a variety of financing programs for first time car buyers. |
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Does buying a vehicle help my credit score? |
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Yes! Obtaining an auto loan is one of the best ways to improve your credit score with Experian, Equifax and Transunion. Your credit score will improve as you make payments on time. |
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